Loan Programs
Flexible capital for entrepreneurs building strong communities.
Tailored Financing for Every Stage
Working Capital Loans
$50K – $500K
Ideal for:
- Contractors
- Logistics companies
- Manufacturers
Underwriting emphasizes cash flow and performance, not just collateral.
Microloans
$10K – $50K
Ideal for:
- Startups
- First-time entrepreneurs
- Thin credit profiles
Includes advisory services.
Equipment Loans
- Finance equipment purchases to scale operations and increase productivity.
Commercial Real Estate Loans
- Owner-occupied projects under $1.0 million.
Focus on long-term stability and community investment.
OnCo is committed to fair, transparent, and supportive financing.
We believe a loan should help your business grow, not become its biggest burden. That means we’ll always show you exactly what you’re paying, explain every term before you sign, and make sure the financing is sized to what your business can actually support. If you’re not ready for a loan today, we’ll tell you that too… and help you get there.
- Fair interest rates
- Transparent terms
- Borrower education
Ready to Move Your Business Forward?
Access responsible capital and the resources you need to grow with confidence.