About Us
Empowering Dreams Through Responsible Capital and Education
OnCo, or Onward Community, expands economic opportunity and community development by enabling entrepreneurs to access responsible capital and business education.
Our Values
Onward
OnCo equips its business owners with the educational tools and resources they need to gain momentum while starting and growing their businesses.
Ongoing
OnCo tailors financial solutions and capital offerings for small business owners who share their traditions, culture, and heritage through entrepreneurship
Community
OnCo knows that strong communities grow from empowered business owners.
Collaborative
OnCo is a partner to all business owners, whether you are one today or intend to be one tomorrow.
Cooperative
OnCo believes that when one small business succeeds, an entire ecosystem thrives as a result.
Our Mission
OnCo gives underrepresented and first-generation business owners the tools, education, and market access to fund dreams and build lasting communities.
Our Approach
OnCo integrates lending with business development services to help entrepreneurs succeed before, during, and after funding. This is called a Capital Plus model.
Capital Plus Includes:
- Responsible lending
- Technical assistance
- Financial literacy
- Market access
Our Leadership
OnCo is governed by a board of top-tier executives with expertise in finance, lending, entrepreneurship, and governance oversight.
Emily
Director of Community Impact
Raj
Chief Executive & Credit Officer
Ann Hill
Client Services
Nicholas
Credit Analyst
Board members include:
Natalie Beane
Bryan Doxford
Accountability
Built on Transparency and Trust
We don’t just deploy capital; we steward it with rigorous oversight and a commitment to measurable results.
Impact reporting
We provide comprehensive data that tracks how every dollar strengthens local economies, creates jobs, and supports underserved entrepreneurs.
Portfolio monitoring
Our leadership team maintains proactive oversight of our lending activities to ensure long-term sustainability and risk management.
Borrower feedback loops.
We listen to the people we serve. Continuous feedback from our entrepreneurs allows us to refine our programs and meet the real-world needs of small businesses.
Our Platform
Smarter Lending Faster Results
OnCo is powered by Loan Mantra’s digital lending platform — less paperwork, faster decisions, accessible anywhere. And as your business grows, so does your access to funding. We call it the capital continuum. We’re with you at every step.
Secure Digital Lending
Apply with confidence. Our platform uses enterprise-level security to protect your data and streamline your financial journey.
Streamlined Underwriting
No more endless paperwork. Our AI-driven engine looks beyond traditional credit scores to see the true potential of your business.
Faster Loan Decisions
We know that for a small business, time is money. Get the answers you need in days, not months.
Accessible Anywhere
Whether you’re at your desk or on the shop floor, our mobile-first platform ensures you can manage your funding on the go.
Ready to see how we’re changing the landscape of community lending?